Rehviparadiis offers Inbank hire-purchase at checkout so you can pay in convenient monthly instalments. Credit is provided by the licensed creditor AS Inbank (registry code 12001988). The hire-purchase agreement is concluded between you and AS Inbank.
What hire-purchase is
Hire-purchase lets you pay for your purchase in instalments over a chosen period, with a fixed monthly payment. Inbank pays for the purchase immediately and you repay the amount to Inbank under the credit agreement.
Who it is for
Hire-purchase can be applied for by a permanent resident of Estonia aged at least 18 with a regular income. A Smart-ID or Mobile-ID is required to identify you and sign the agreement.
Granting credit depends on Inbank’s credit decision — Inbank assesses the applicant’s creditworthiness and may not approve every application.
How to apply
Choose “Hire-purchase (Inbank)” as the payment method at checkout (available for carts from €100). You are redirected to Inbank, where you identify yourself, receive a personal offer and sign the credit agreement.
Once Inbank confirms the payment, we process your order just like a regular payment — we send the order confirmation and invoice and begin fulfilment.
Terms and costs
The exact hire-purchase terms — period, interest, annual percentage rate of charge (APR), contract fee and monthly payment — depend on the amount and the chosen period and are shown by Inbank before you sign.
Example (Inbank standard terms): purchase amount €500, down payment €0, period 48 months, fixed interest 14.9%, contract fee €19.90 — the APR is 30.5% per year. This is an example; your terms may differ.
For up-to-date terms and pricing see Inbank at inbank.ee/tingimused and inbank.ee/hinnakiri.
Responsible borrowing
Before signing, read the hire-purchase terms carefully and, if necessary, consult an expert. Taking a loan or hire-purchase is a financial obligation — consider whether you can meet the payments on time.
Withdrawal and returns
Our “Return Policy” applies to returning goods. Withdrawal from and termination of the credit agreement follow Inbank’s terms. When goods are returned, the settlement is handled via Inbank.
Contact
For information about the hire-purchase agreement and payments, contact AS Inbank (inbank.ee). For product or order questions, contact Rehviparadiis OÜ: info@rehviparadiis.ee, +372 501 9696.